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Age no barrier to protection for older drivers Low cost excess waiver policy helps over 75s stay on the Road

4 March 2008

  • Older drivers stay on the road for longer, insurer reveals
  • 75 to 85-year-old drivers can cut cost of holiday motoring with sympathetic excess insurance provider
  • Peace of mind for senior drivers with policy covering undercarriage, tyres and windows

A significant increase* in the number of senior citizens hiring cars while holidaying abroad has triggered a need for low cost car rental excess protection for the over-75 age group, reports

"With 75 being the new 65, growing numbers of older travellers are determined to continue driving as part of their holiday and are seeking out those car hire companies who do not discriminate against them because of their age," says spokesperson Larry Ursich.

"But when faced with the punitive daily levy charged by car hire companies for their excess protection policy, the deal can be so costly that even the most indomitable drivers could decide it's just not worth the expense.

"It's bad enough for most people, but for senior citizens who are often on a restricted budget, an expensive excess charge is something they can ill afford."

Hiring a car without excess protection is a big financial risk - drivers can be liable for as much as 1,000 should the rental vehicle suffer any kind of damage or be stolen, so the choice is pay up or don't drive.

But there is another option - believes in fair-for-all insurance products - and to help keep older drivers stay on the road it has launched two affordable policies for the 75-85 age group.

The low cost annual policies - which cover either the UK & Europe or Worldwide - protect against claims for excess on the vehicle, from the slightest scratch to theft.

And crucially, they apply to damage to the tyres, undercarriage and windows which are - generally - not included in car hire companies excess waiver policies.

Europe 75-85 Just 65 - Valid at all European car rental locations

Worldwide 75-85 Just 75 - Valid at all Worldwide car rental locations

Cover excess on damage to the rental vehicle including the roof, undercarriage, windows, tyres and theft

Valid for 31 continuous days in any one rental period

Unlimited use within the 12 month cover period

Additional drivers can be aged between 21 and 85

Drivers allowed to hire cars as often as they wish during their annual cover period

Source:, February 2008 policies are valid at all car rental locations in Europe and Worldwide with one premium allowing unlimited use within the 12 month cover period

Sources: * Based on's significantly higher volume of enquiries for Europe 75-85 and Worldwide 75-85 in the last quarter of 2007

Notes about this Press Release

Founded in 2002 Insurance 4 Car Hire is an innovative online insurance company whose core business is the provision of car rental Excess insurance. The business was born out of the high costs being charged by the car rental companies for Excess cover. Insurance4carhire strives to bring customers annual Excess insurance products offering customers convenience, peace of mind and very significant savings when they rent cars.

In 2005, for the second year running, Insurance4carhire received the accolade of "World's Leading Innovative Ecommerce Travel Product" from The World Travel Awards. These annual awards celebrate achievement in the travel industry and are based on votes cast by travel industry professionals throughout Europe.

To reflect the increasingly global reach of its products, Insurance4carhire changed underwriters to AIG UK Ltd, a member company of American International Group, Inc., (AIG) in December 2007. AIG is one of the worlds leading insurance companies with operations in more than 130 countries.

Insurance 4 Car Hire is now part of the Towergate Partnership the largest independently owned insurance intermediary in Europe.



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