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Why do I need Household Insurance?

Most standard household insurance policies will not protect let property. Shifts in legislation require landlords to be more aware of the risks, particularly with regard to public liability and appliance safety

The following are the main risks covered:

Fire, lightning, explosion
Riot, civil commotion
Collision
Storm, flood, Escape of water
Malicious damage
Subsidence
Theft
Falling radio TV aerials etc
Falling trees
Accidental damage to mirrors and glass
Loss of metered water
Loss of rent following an insured event
Damage for which a tenant is legally liable
Public liability insurance

Fact: The majority of Uk landlords are exposed to unnecessary risk... ARE YOU?

Fact: Landlords need to manage risks and costs and if cost management is your priority.....WHAT ARE YOU DOING ABOUT IT?

Fact: 62% of claims occur when a property is unoccupied.... IS YOUR PROPERTY INSURED?

Fact: The average time it takes to deal with an emergency without Landlords Emergency Assistance cover is 48hrs.... ARE YOU COVERED?

Fact: 85% of private UK Landlords have mortgages supporting their investment. The interest still has to be paid, even when the rent isn't.....ARE YOU COVERED?

Fact: Evicting tenants is a very difficult, emotional and expensive processs....DO YOU HAVE LANDLORDS LEGAL EXPENSES INSURANCE?

Do you own more than Two Rental Properties - Want to save money? Click on Logo Below


EMERGENCY ASSISTANCE - Ensure your rental property is covered before the worst happens - HomeLet Emergency Assistance - Ensure that your property is covered before the worst happens. CLICK HERE


Homelet is a trading style of Erinaceous Insurance Services Ltd, Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW, England who are authorised and regulated by the Financial Services Authority in the UK. Their FSA Register number is 308724.Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Homelet


See also Landlord Insurance Article by Philip Suter

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jml Property Insurance.co.uk /jml Property Services acts purely as an introducer under the terms of the UK FSA (Financial Services Authority) regulations for insurance products on this website. We are not insurance brokers and are unable to offer advice or deal with any of our advertisers enquiries under the UK FSA regulations. All dealing must be with the insurance company that you will gain access to via a link from this website. Under UK FSA regulations jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law. All dealing must be with the insurance company that you will have accessed via a link from this website. If you are unable to access one of the insurance company's sites please email us by clicking here. There are occasions when a link is broken to an insurance company's website and we are not aware of this.

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