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lvillas.com
in association with
jml-insurance.co.uk

Do
you own a Holiday Home? What happens
if there is an emergency there and it has suffered loss or
damage?

Annual
Worldwide Second Home Emergency Travel Insurance from travel4holidayhomes.com
ONLY
£59
If
you own a holiday home outside of the UK and imagine if that
second home property was in Spain, France, Ireland, Portugal,
Turkey, Italy etc, You receive a call from a neighbour saying
that many of the roof tiles are now on the patio as a result
of the violent storm the night before. You might have a local
agent who can take care of the problem and give you a full
report and arrange repairs. Even if you have an agent or helpful
neighbour you might still be extremely worried as to what
has happened to your beautiful home. If you don't have anyone
locally who can help you out, you have to get to your property
quickly and a cut price flight might not be available at a
moments notice.
There is a very inexpensive solution for the problem. For
the price of £59 you can now take out
an "Annual Worldwide Second Home Emergency Travel Insurance"
from travel4holidayhomes.com. This company is part of Insurance4carhire.com
that has been offering annual car rental excess charge policies
for several years.

This
annual policy provides cover for travel expenses incurred
in travelling to your second home in an emergency when it
has suffered loss or damage - up to £1,350 for any one incident
This
annual policy provides cover for travel expenses incurred
in travelling to your second home in an emergency when it
has suffered loss or damage - up to £1,350 for any one incident
Features
of Cover:
- £1000
- Air travel expenses for travelling to your second home
- £250
- Accommodation expenses whilst at your 2nd home
- £100
- Personal Assistance expenses (taxis, airport transfers
and telephone calls)
- Covers
the policy holder who can be accompanied by one close relative
- The
Second home can be used by close relatives and paying residential
guests

Conditions:
- Policy
Holder must be a permanent resident in the United Kingdom
for at least 6 months of the year
- The
second home must not be left without an occupant for more
than 180 consecutive days
- You
must register your address in the UK, and the address of
your second home
- Your
flights must start in the UK
The
above information has been prepared by Insurance 4 Car Hire
Agents Ltd of Trans-World House, 100 City Road, London EC1Y
2BP England
Insurance 4 Car Hire Agents Ltd and Avid Insurance Services
Limited, who is an Appointed Representative – FSA Firm Ref.
No. 440536 of Strategic Insurance Services Limited, who are
authorised and regulated by the Financial Services Authority
– FSA Firm Ref. No 307133, are both covered by the Financial
Services Compensation Scheme (FSCS). You may be entitled to
compensation from the scheme if they cannot meet their obligations.
This depends on the type of business and the circumstances
of the claim. Insurance advising and arranging is covered
for 100% of the first £2,000 and 90% of the remainder of the
claim, without any upper limit. Further information about
compensation scheme arrangements is available from the FSCS.
Jeffrey Milner Ltd T/A jml Property Services acts as introducers
to Insurance 4 Car Hire Agents Ltd
Holiday
Home Property Owners this is a must for peace of mind.
For
more information and to purchase please click on the logo
below.

The
following information has been provided by travel4holidayhomes.com(Insurance
4 Car Hire Agents Ltd)
and you need to check with them for any changes to the following
statements. jml Property Services do not take any responsibility
for accuracy or changes. Under UK FSA regulations jml Property
Services are unable to give advice either verbally or in writing
regarding insurance or assist with changes to insurance policies
that you have taken out. You must contact the insurer direct.Insurance4carhire.com
is a trading name of Towergate Underwriting Group Ltd which
is authorised and regulated by the Financial Services Authority,
Register Number 313250. The company is registered in England
and Wales, Company No. 4043759. The Registered Address is:
Towergate House, 2 County Gate, Staceys Street, Maidstone,
Kent ME14 1ST. .Jeffrey Milner Ltd T/A jml Property Services
acts as introducers to Insurance 4 Car Hire Agents Ltd
INSURERS
This insurance policy is underwritten by Inter Partner Assistance
S.A. Direktion fur Deutschland, who is a branch office of
Inter Partner Assistance S.A. which is a Belgium registered
Insurer (registration no. 487).
What
is covered? This annual policy covers those clients who
own a second home outside the United Kingdom for the reimbursement
of costs incurred up to £1,350 for any one claim to travel
to that home in an emergency in case of loss or damage.

Main
Features and Benefits: In consideration of the payment
of the appropriate premium, the insurers shall reimburse you,
the insured person and one other close relative or close business
associate for the following: Flight Arrangement Expenses:
Up to £1,000 Accommodation Expenses: Up to £250 Personal Assistance
Expenses: Up to £100

Who
can be covered? Any person residing in the United Kingdom
who owns a second home abroad.

SIGNIFICANT
AND/OR UNUSUAL EXCLUSIONS This is a summary and does not
contain all the exclusions contained within the Terms and
Conditions of your policy, so please take time to read the
policy document to make sure you understand the cover it provides.
1. You must take all reasonable precautions to avoid loss
or damage and keep the Building in a good state of repair,
this includes when the property is unoccupied the mains water
supply is switched off and water is drained.
2.
If you leave the second home without an occupant for more
than 180 consecutive days we will not pay any claims under
this policy.
3. We will not pay for claims arising directly or indirectly
from war, invasion, acts of foreign enemies, hostilities or
warlike operations (whether war be declared or not), civil
war, rebellion, insurrection, civil commotion assuming the
proportions of or amounting to an uprising, military or usurped
power.
4. We will not pay for claims which are not supported by original
receipt of expenses and substantiation of incident.
5.
We will not pay for claims incurred where the insurable event
has been directly caused as a result of building or structural
work to the premises.
For
full details 

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