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Letsure  Tenant Insurance –  Letsure Landlord Insurance

Rental insurance - Letsure offering insurance products for Landlords and Tenants.

Letsure Landlord Insurance and Tenant Insurance & Holiday Homes UK

Letsure Landlord insurance Click for Landlords Household Quotes

 

Letsure Tenants insurance Click for Tenants Contents Quotes

 

Letsure Landlords Rent protection insurance Click for Legal Protection Quotes

 

Letsure Landlords Legal Protection Click for Legal Protection Quotes

 

Letsure UK Holiday Homes insurance Click for Legal Protection Quotes

 

 

Solutions for Landlords  from Letsure Low Cost Landlord Insurance for the UK  

They  are a specialist provider of Landlord insurance products and risk management services to the lettings industry.

  • Buildings and Contents
  • Rent Protection
  • Legal Protection
  • Tenant Assessment
  • UK Holiday Homes

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Landlords' Household Insurance

 

Landlords face unique risks when letting out property, so protecting your investment against the unexpected is a prudent step. Landlords Household Insurance covers:

  • Buildings insurance (if required)
    • up to £400,000;
  • Contents insurance (if required)
    • up to £40,000 for furnished property;
    • or up to £5,000 for unfurnished property (covers carpets, curtains, domestic kitchen appliance, light fittings and sunblinds)
  • Loss of rent as a result of insured event
    (up to 20% of the sum insured on buildings and /or contents)
  • £2,000,000 public liability cover
  • £5,000,000 employers liability cover
  • Protection against damage caused by the tenants
  • Accidental damage cover options available
  • Full cover for property unoccupied between lets (subject to conditions)
  • Monthly premium payment option (subject to acceptance- Service charge applies)
  • Insurance premiums are a tax deductible expense

Landlords Household Insurance is accepted by mortgage lenders

Letsure Landlord insurance              Click for Landlords Household Quotes

 

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Rent Protection Insurance  

Tenants can fall into arrears for many reasons, even those with favourable references. Can you afford to lose monthly income?

In an uncertain world, it's good practice to obtain protection. Tenant's circumstances can change for any number of reasons, so it's prudent to minimise the risk to your income. Rentsure Silver can assist to protect your rental income. The insurance provides:

  • Rent Guarantee Insurance; protection to pay the monthly rent for up to 12 months on breach of tenancy agreement
    • 100% of the rent paid until full and vacant possession is obtained
    • 75% of the rent paid for up to 2 months once full and vacant possession is obtained until the property has been re-let
  • Covers monthly rents up to £5,000 (or higher upon request)
  • Covers Legal Costs:
    • to obtain possession of the property on breach of the tenancy agreement
    • to defend a Legal Action brought against you by your tenants
    • to remove squatters
  • Pays the cost of alternative accommodation up to £50 per day or a maximum £1,500 per claim
  • Cover is only available for properties to be insured within England, Scotland or Wales
  • Insurance premiums are a tax deductible expense

A Letsure Comprehensive Tenant Assessment will satisfy all the referencing requirements of Rentsure Silver Insurance

Letsure Rent protection insurance Click for Legal Protection Quotes

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Legal Protection Insurance

Disputes with tenants can be costly. Don't be faced with the unexpected expense of solicitor's fees. Letsure Legal Protection Insurance can provide you with invaluable protection.

Legal Protection Insurance covers your property against risks such as the legal costs that may arise if your tenant(s) breach the terms of their tenancy agreement with you by providing cover for legal expenses and disbursements. The policy provides:

  • Legal expenses cover, up to £50,000 per annum, for disputes over unpaid rent and damage to property (subject to the minimum amount in dispute exceeding £250)
  • Assistance to trace 'gone-away' tenants
  • Cover is only available for properties to be insured within England, Scotland or Wales.
  • Insurance premiums are a tax deductible expense

Letsure Legal Protection                     Click for Legal Protection Quotes

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Holiday Homes Insurance

Whether your property is a second home or an investment, they have one thing in common – the need for specialist insurance. We can offer you an insurance policy which provides comprehensive property insurance especially for second homes or homes rented out as holiday lets.

Holiday Homes Insurance from Letsure provides comprehensive property cover for most types for properties. (Cover is not available for mobile homes or chalets).
Cover can be arranged for the Buildings, Contents or both:

  • Buildings (minimum sum insured) £40,000
  • Contents (minimum sum insured) £10,000
  • New for old cover on contents (except clothing and linen)
  • Cover for theft and malicious damage, (not by tenants) even whilst a property is unoccupied (subject to policy terms and conditions – see main conditions below)
  • Damage to the property, its outbuildings and swimming pools as a result of subsidence
  • Property owners liability up to £2,000,000
  • Employers liability for domestic staff
  • Monthly premium payment option available (subject to terms and conditions – service charge applies)

Holiday Homes Insurance is accepted by mortgage lenders.

Letsure Holiday Homes                       Click for Legal Protection Quotes

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Tenants insurance

 

Tenants Contents Insurance from Letsure is designed to cover the type of problems that can crop up when renting a property, including protection if you are found to be liable for injury to other people.

You might be surprised to know that your landlord cannot be responsible for insuring your possessions or that you could even be liable for any damage you cause to your landlord’s goods. To provide you with a solution, we offer contents insurance specifically designed for tenants.

Tenants Contents Insurance covers:

  • Cover is available up to a sum insured of £30,000 online. Should you require a higher sum please contact us on the number above.
  • new for old cover;
  • accidental damage cover (optional);
  • include your landlord's goods up to £2,500 (with accidental damage cover option);
  • employers liability cover;
  • personal and occupiers liability cover;
  • contents covered whilst moving home if professional removers are employed;
  • cost of alternative accommodation paid (up to 20% of the contents Sum insured) if your home becomes uninhabitable following an insured occurrence.
  • cover is available for personal possessions normally carried or worn, away from the home, extends to worldwide cover for up to 60 days a year
  • *monthly premium payment option available

* Subject to terms and conditions


Letsure Tenants insurance      Click for Tenants Contents Quotes

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Jeffrey Milner Ltd T/A jml Property Services acts as introducers to  Letsure Ltd who is authorised and regulated by the Financial Services Authority (FSA). Letsure's FSA registration number is 313817.  Letsure Ltd Registered in England No. 03010153 - Registered address: 4-9 Highview, High Street, Bordon, Hampshire, GU35 0AX, England

 

If you are unable to enter the Letsure site after you have clicked on the link above please Contact Us

**Very Important: If you are telephoning Letsure please quote agency No: 10638 jml Property Services If you are not asked to give an agency name - please Contact Us as we need to know this - Many thanks

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Make sure you keep your insurance payments up to date to ensure that cover continues

 

Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Letsure Ltd who is authorised and regulated by the Financial Services Authority (FSA). Letsure's FSA registration number is 313817. Letsure Ltd Registered in England No. 03010153 - Registered address: 4-9 Highview, High Street, Bordon, Hampshire, GU35 0AX, England

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March 2009 - Letsure Property Insurance now available again via jml Insurance in the Uk - After an absence of 14 months when Letsure products could not be sold on line a new system is in operation and available via jml insurance...More Here

January 2009 - New Managing Director for Letsure- Barbon Insurance Group has announced the appointment of Ian Fraser as Managing Director for its Letsure division ( visit www.letsure.co.uk) - one of the leading suppliers of let property insurance solutions for tenants, landlords and agents...More Here

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jml Property Insurance.co.uk /jml Property Services acts purely as an introducer under the terms of the UK FSA (Financial Services Authority) regulations for insurance products on this website. We are not insurance brokers and are unable to offer advice or deal with any of our advertisers enquiries under the UK FSA regulations. All dealing must be with the insurance company that you will gain access to via a link from this website. Under UK FSA regulations jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law. All dealing must be with the insurance company that you will have accessed via a link from this website. If you are unable to access one of the insurance company's sites please email us by Clicking Here . There are occasions when a link is broken to an insurance company's website and we are not aware of this.

jml Property Services is a trading name of Jeffrey Milner Ltd - PO Box 80 - Princes Risborough - Buckinghamshire - HP27 0WA - England - Established 1979 © 2004 - 2009 JML Property Insurance - All rights reserved - Regularly updated

jml Property Services are members of the National Landlords Association (NLA) in the UK and British Chamber of Commerce Cote d'Azur(BCC) - France 

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