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This
is an Insurance article by an independent author and jml
Insurance takes no responsibility for its accuracy or content Car
Insurance For Lady Drivers By Joseph
Kenny Car
insurance companies prefer lady drivers to their gentlemen counterparts because
they are considered as much less risky drivers. It is not that the accident rates
of ladies are low. They face as many accidents as males do. However, the damage
caused by them is not as much in most of the cases. So, their claims after the
accident are also less. That is why on an average women’s car insurance premiums
tend to be 30% lower than that of the male counterparts having same demographic
profile. They
drive at speeds lower than men. Hence, accidents caused by lady drivers are not
serious. So, even if they might claim as often as males do yet, in all they claim
less amounts, giving insurers lesser premiums. Since the male drivers drive at
higher speeds so even if they crash on their own, the loss is high. In case, the
accident involves two vehicles in high damage state, it becomes an insurance company’s
nightmare. A
lady is regarded to be a better risk right from the age of 17. There are many
premium discounts available for a young lady driver, like pass plus certificate.
It is a series of extra lessons that a young lady driver learns following their
test. It can gain you a discount of around 30% for the first year. Joseph
Kenny is the webmaster of the insurance site http://www.insure121.com/
where you will find information, news and links to the leading providers of car
insurance in the UK. Article
Source: http://EzineArticles.com/?expert=Joseph_Kenny
The
information supplied on this page is by a third party and jml Property Services
do not take any responsibility to its accuracy ©jmlpropertyservices01/06
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