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This
is an Insurance article by an independent author and jml
Insurance takes no responsibility for its accuracy or content
Car
Insurance For Lady Drivers By Joseph
Kenny
Car
insurance companies prefer lady drivers to their gentlemen
counterparts because they are considered as much less risky
drivers. It is not that the accident rates of ladies are low.
They face as many accidents as males do. However, the damage
caused by them is not as much in most of the cases. So, their
claims after the accident are also less. That is why on an
average women’s car insurance premiums tend to be 30% lower
than that of the male counterparts having same demographic
profile.
They
drive at speeds lower than men. Hence, accidents caused by
lady drivers are not serious. So, even if they might claim
as often as males do yet, in all they claim less amounts,
giving insurers lesser premiums. Since the male drivers drive
at higher speeds so even if they crash on their own, the loss
is high. In case, the accident involves two vehicles in high
damage state, it becomes an insurance company’s nightmare.
A
lady is regarded to be a better risk right from the age of
17. There are many premium discounts available for a young
lady driver, like pass plus certificate. It is a series of
extra lessons that a young lady driver learns following their
test. It can gain you a discount of around 30% for the first
year.
Joseph
Kenny is the webmaster of the insurance site http://www.insure121.com/
where you will find information, news and links to the leading
providers of car
insurance in the UK.
Article
Source: http://EzineArticles.com/?expert=Joseph_Kenny
The
information supplied on this page is by a third party and
jml Property Services do not take any responsibility to its
accuracy ©jmlpropertyservices01/06
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