After
the summer flooding difficulties ahead for owners of properties in areas at risk
to flooding
15th
October 2007 - For Immediate Release
It
was reported in the national press on the 11th October that Prime Minister Gordon
Brown faced a row with insurers over threats to leave many households without
insurance as a result of failure of the Government to invest more public money
in flood defences.
The
ABI (Association of British Insurers)
had issued a statement on Tuesday 9th October saying, "Government spending for
the next three years is less than we were asking for, even before the floods.
It does not begin to address the major issues, including drainage, which were
highlighted this summer. The Government will have to increase spending substantially
as needs are identified by the Pitt review team."
"Today's
announcement of the next three years' spending on flood defences shows that the
Government has completely failed to grasp the importance of improving Britain's
flood defences in the wake of the devastating floods across the UK."
This
followed The Chancellor of the Exchequer Alistair Darling announcing that spending
between 2008-2009 and 2010-2011 would total £2.15bn - an increase of £800 million.
Prime
Minister Gordon
Brown told MPs that that there were very small differences with the insurance
industry and that the Government was doing everything it could to improve flood
defences. The Government has acknowledged that it will take some years for these
flood defence improvements to be put in place.
The
former Home Secretary, David Blunkett attacked the insurance industry during Wednesday
10th October Prime Minister's Questions by saying "It will lead people to conclude
that the industry wishes to remove any commercial risk to their own profits and
place that risk instead on current and future policy holders"
jml insurance.co.uk works the Delite
Insurance Agency from Kent. Neil Cook of Delite Insurance has commented on
the press coverage. "whilst there is general panic and confusion being mentioned
in the press about the government and insurers concerns we are able to give each
property due consideration and will often provide flood cover where others cannot"
Further information can be found at www.jml-insurance.co.uk
Ends....
Company
Information
jml
Insurance.co.uk is part of jml
Property Services, the trading name of Jeffrey
Milner Ltd. The company is an UK based company that was established in 1979.
jml insurance acts as an introducer for insurance companies selling property insurance
including landlord and tenant rental products, pet insurance, wedding insurance,
motor insurance, car hire excess insurance, travel insurance and non standard
insurance products. They also operate jmlvillas.com
an online marketing service for owners of holiday home property to advertise and
are part of the jml Group
that includes jml Training
and Consultancy.
Following
the G20 Summit in Cannes the weather turned bad and three deaths have so far been
reported in the neighbouring département
the Var. Apparently
a homeless German was found dead on Saturday 5th November and a couple aged in
their 70s from Bagnols-en-Forêt were found dead in the early hours of Sunday 6th
November. -
Find
out more
on this Here November
2011 | Back
to top
Double
Whammy for Flood Victims
On
the 17th November 2010, the day that Cornwall has experienced severe flooding.
The BBC News websit is running a story this evening "Cornwall floods force evacuation
of more than 100 homes" More than 100 homes have been evacuated after floods and
gale-force winds caused disruption across Cornwall. People were trapped in their
cars and homes by the rising floodwaters, which reached up to 6ft (2m) deep in
places. St Blazey, St Austell, Mevagissey and Lostwithiel were the worst hit areas.
The Met Office said a further 10mm (0.4in) of rain could fall overnight. Neil
an insurance brooker who specialises in assisting those with properties in flood
areas has sent this information: More
on this Here November 2010
Back to top
More
flooding in the south of France
Heavy
rain has hit the south of France again this weekend. Today 1st November, Nice
Matin reported that 50 inhabitants at Villeneuve-Loubet were evacuated because
of the risk of flooding. Part of Cagnes sur Mer was also affected. The A8 exit
for Villeneuve Loubet (47) has had to be closed More
on this Here November 2010 Back to top
Flood Line Action
Groups – Help is here
Fear
not if the rising cost of flood insurance is giving you sleepless nights. The
flooded area / flood affected insurance Expert Neil Cook of Equity and General
Insurance Services is able to provide affordable premiums for property or business
owners in the worst affected areas of the country and also in the flood plains.
They obtain cover where others fail and substantial savings over existing insurers
with cover provided by Lloyds of London. No matter how large your claim was or
what your personal circumstances are, including those with criminal convictions,
they promise to help you and include an unconditional guarantee to pass the policy
onto any future buyer of the property. More
information HereOctober
2010 Back to top
Insurance
expert helps a lady in Ulverston, Cumbria
Insurance
expert Neil Cook helped a lady in Ulverston who had been flooded. She lives in
a typical terraced house and the brokers were able to arrange to insure her for
less than £500. She mentioned that her neighbour had received a renewal quotation
of £8,000 for a similar sized house and another neighbour £18,000. How can a normal
family possibly afford to pay such a vast percentage of their annual income in
insurance? More
information HereOctober
2010 Back to top
Insurance
advice following storms in France this week
LA
tempête Xynthia, which ripped through south west France during Saturday 27th February
and Sunday morning 28th February 2010, has been declared a catastrophe naturelle
by Prime Minister François Fillon. This means insurance companies are obliged
to take into account flood damage and the government will publish details of the
areas covered in the next 48 hours. Property insurance company Intasure
have asked owners of properties damaged by the storm winds that hit south
west France to contact them so that any claims can be processed. Intasure are
asking policy holders to take photographs of the damage that has been caused and
to get written quotes for the work required. More
information HereMarch
2010 Back to top
Insuring
homes at risk from flooding
Following
on from the recent severe flooding in the Lake District, there was an interesting
article in a a UK newspaper on the 23rd November entitled "In need of cover insuring
homes at risk".More than half a million homes have been built in areas regarded
as being at serious risk of flooding and up to a million more could be constructed
by 2020. More
Information here
November 2009 Back to top
Flood affected Property in the UK
The
ABI and British Government have an agreement to ensure that flood insurance remains
widely available. BIBA has welcomed this but believes that there are still properties
that will be excluded from this agreement and will need specialist advice from
an insurance broker. More
informationAugust 2008
Back to top
Flash
Floods Hit Ireland on Saturday 9th August 2008
The
equivalent to a month's average rain fell in parts of Dublin. Met Éireann said
that in the 24-hour period from midnight Friday until midnight Saturday 76.2mm
of rain was recorded at Dublin Airport, a new record for August. The previous
record was 73mm which was noted in 1986 associated with Hurricane Charlie. In
the north of the capital Drumcondra and Swords and in the south of the city Firhouse
and Knocklyon had severe flooding. More
informationAugust 2008
Back to top
Agreement
on Flood Insurance is good news for customers - ABI - Government statement
The
ABI (Association of British Insurers) and the Government have reached agreement
that ensures flood insurance remains widely available now and in the long term.
The Government and the Association of British Insurers (ABI) agree on the importance
of managing the risk from flooding to people and property. As the floods of 2007
demonstrated, flooding can have devastating impacts: it can cause loss of life,
displace thousands of people, and can cause major economic and social dislocation.More
informationJuly 2008
Back to top
Public
demand more action to reduce flooding - UK opinion research published by the ABI-
Association of British Insurers
One
year on from 2007's devastating floods three-quarters of people think that not
enough is being done to tackle flooding, according to opinion research published
today by the ABI (Association of British Insurers). Improving drainage is seen
as the number one priority. There is also widespread support for the Government's
target of three million new homes by 2020 to be reduced if it would lead to more
homes at risk of flooding. More
informationJune 2008
Back to top
Flash
floods hit west of England 29th May 2008 - The ABI have issued advice
Half
of Somerset was hit by flooding on Thursday night after a bout of torrential storms.
Fire crews tackling flood emergencies in Somerset said it was their "busiest night
in living history.The ABI (Association of British Insurers) has issued advice
to property owners who have suffered flood damage following flash floods in the
West Country. More
informationMay 2008
Back to top
ABI
(Association of British Insurers): Flood resilience kitemark needed for new homes
ABI
: Flood resilience kitemark needed for new homes Monday, 07 April 2008 A new flood
resilience kitemark is needed for housing developments planned in the floodplain,
the ABI (Association of British Insurers) said today. The voluntary kitemark would
set minimum construction standards, such as the use of water-resistant building
materials. Speaking today at the EXPO CO2 conference in Barcelona.More
information April 2008
Back to top
Unsaleable,
Uninsurable, Uninhabitable – Tougher Planning Controls Needed for New Homes says
the ABI
Tougher
planning controls are needed if flood insurance is to remain widely available
for new homes the ABI (Association of British Insurers) said today (14 February).
Of the three million new homes the Government plan to be built by 2010, a third
will be on the floodplain. More
information here February 2008
Back to top
Insurance
companies face large claims following the June floods in Britain
Britains
two major insurance companies Norwich Union owned by Aviva which is the world's
fifth-largest insurance group and the biggest in the UK and Royal & SunAlliance
are waiiting on claims in excess of £230 million. The Royal & SunAlliance stated
in their press release of the 5th July 2007 "Royal & SunAlliance Insurance Group
plc announces an estimate of £55m, net of reinsurance recoveries, for claims arising
from the recent flood event in the North of England. More
information hereJuly 2007
Back to top
Insurers
dealing with claims as quickly as possible says the ABI
Insurance
companies are dealing with policyholders who have been hit by the latest floods
as quickly as possible the ABI (Association of British Insurers) said on the 23rd
July 2007 in their press relase. Insurers already have emergency plans in place
to deal with these floods, and will pull out all the stops to help policyholders.
Their main priority is to arrange emergency repairs, get people into temporary
accommodation where needed and visit properties as soon as they can.More
information hereJuly 2007
Back to top
Build
new homes for the future not to flood says the ABI - UK Property
New
housing developments must be built away from flood - prone areas to ensure that
flood insurance continues to remain widely available and competitively priced,
the ABI (Association of British Insurers) said today.
Responding
to today’s publication of the Government Housing Green Paper, Nick Starling, the
ABI’s Director of General Insurance and Health, said: “We need new homes. But
they must be built in the right place and to the right design. The devastation
caused by the recent floods shows the importance of planning for the future. “We
need a fresh approach to house building to take account of the increasing risk
of flooding and to ensure sustainable communities. New homes should not be built
in high-risk areas of the floodplain. They must be planned and designed with flooding
in mind, with greater use of flood-resilient building materials.” The
ABI is the trade association for Britain’s insurance industry. Its nearly 400
member companies provide over 91% of the insurance business in the UK. It represents
insurance companies to the Government, and to the regulatory and other agencies,
and is an influential voice on public policy and financial services issues. ABI
member companies hold up to a sixth of all investments traded on the London Stock
Exchange, on behalf of millions of pensioners and savers.
July
2007 Back to top
Are
you prepared for a wet and windy winter? Flooding in the summer in the UK?
In
October 2005 thousands of people in northern England, Wales and Scotland faced
a miserable weekend mopping up their homes after severe flooding. Those people
are unlikely to be the last victims of water damage. In a report published on
12th October 2005 by the Environment Agency (EA) that nearly 5 million people
in England and a further 2 million in Wales live in areas at risk from flooding.
Two fifths of those affected have no idea they are vulnerable the Government agency
has warned.
The
Met Office has predicted that the 2005/06 winter will be the coldest since 1995/96.If
you have a rental property that you let out, is it insured fully? CLICK
HERE for more information.October
2005 Back
to top
Flooding
Dangers being Ignored -UK
The
chief excecutive of the Environment Agency, Lady young says some local authorities
keep ignoring the agency's advice by granting planning permission for developments
on flood plains.Properties are being built in areas that are at a serious risk
of flooding.
Lady
Young is demanding tougher powers to deal with Councils and will name and shame
the worst offenfers. She says "What surprises me is that having consulted
the flood risk experts at the agency, local authorities are prepared to put people's
property and lives at risk by allowing development in the flood plain".
It
has been estimated that as many as 5 million people in 2 million homes are in
areas at risk of flood.October 2005 Back
to top
jml
Property Insurance.co.uk /jml Property Services acts purely as an online web promotion
service for insurance companies.
We are not insurance brokers and are unable to offer advice or deal with any of
our advertisers enquiries.It is not an insurance comparison price website..
All dealing must be with the insurance company that you will gain access to via
a link from this website. jml Property Services
are unable to give advice either verbally or in writing regarding insurance or
assist with changes to insurance policies that you have taken out. You must contact
the insurer direct. We are therefore unable to provide any quotes ourselves as
we would be breaking the law. If you are unable to access one of the insurance
company's sites please email us by
Clicking Here
. There are occasions when a link is broken to an insurance
company's website and we are not aware of this.
jml
Property Services is a trading name of Jeffrey Milner Ltd - PO Box 80 - Princes
Risborough - Buckinghamshire - HP27 0WA - England - Established 1979
xxxxxxx
