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Insurance
for people with criminal convictions
Ex offenders often
have difficulty in getting insurance and even a relative of someone who has offended
can have problems when he or she applies for insurance in the UK The
applicant looking for insurance has served their time in prison and comes out
to start a new life. They need to get insurance for simple everyday subjects like
insuring their car or their property and immediately start having difficulty because
they have come across the question on the application form they must answer yes
to…. They have a criminal conviction. A
period of time has gone by and they want to start a business and for any business
you do need insurance. If you are working for yourself as a painter / decorator
you will need public liability insurance. There are companies who specialise in
helping ex offenders and some of these advertise at the jml insurance web site
at http://www.jml-insurance.co.uk
Many
ex offenders are unaware that they must disclose any unspent criminal conviction
no matter how minor on an insurance proposal form. Do not be fooled, just because
an insurer does not ask if you have any convictions, does not mean you do not
need to disclose them. Unless all your convictions are declared and agreed in
writing with an insurer, any claim against the policy may be refused. The applicant
with a criminal conviction could even be charged with attempting to defraud the
insurers for non-disclosure of a conviction and potentially face another conviction.
One
of the insurance brokers who helps people with criminal records find insurance
recently spoke to several ex offenders about they would say in their own lingo
about buying insurance. - Been
Banged Up want to Get Insurance
- Been Banged Get Insurance
- Got
Previous Get Insurance
- Finger Prints Insurance Links
Then
they suggested the following. -
Forget kats and dogs= buy our insurance!
-
I'm going down the apples and pears to get my dog and bone insured
-
I've just finished a carpet now I want my home insured
-
I had a few quotes but they wanted a monkey per year, all I wanted was my old
Jam Jar insured
-
Slop out slop into our insurance
-
The greatest escape without a crime being committed
-
Don't lock it down open it up
-
Strike while the iron is hot
If
you have a criminal conviction it might be easier to obtain insurance from a specialist
insurance broker who you can actually talk to opposed to an automated quote system"
More
information at Ex
Offenders / reformed offenders Insurance The
information supplied on this page is by a third party and jml Property Services
do not take any responsibility to its accuracy ©jmlpropertyservices 03/11
UNLOCK
-The National Association of Reformed Offenders also have their own guide
to insurance Here
See
also -  June
2008: Ex-offenders
charity speaks out over industry policy of exclusion The aggregator market has
been criticised for failing to make it clear to ex-offenders that they must declare
convictions.The criticism followed the launch of a campaign by charity Unlock
- the National Association of Reformed Offenders - to remove the blanket exclusion
by most insurers for people with convictions, and to introduce risk assessments
to create more suitable policies for ex-offenders - Click
Here for news report
NEWHOPE
- Insurance information for those with a Criminal Conviction or families of those
with criminal convictions Click
Here December
2008: Concerns about insurance for ex-offenders-In
Mid November UNLOCK The National Association of Reformed Offenders issued a press
statement about the problems of ex-offenders obtaining insurance. jml Insurance
have been acting as an introducer for Delite Insurance for several months and
have concerns about restrictions insurance companies appear to imposs - Click
Here for News Release October
14th 2009: Seven million warned of insurance
trap - Millions of people could be paying for worthless home insurance because
of a loophole over past convictions, it was claimed yesterday - jml Insurance
Blog
Please
note, all details on any of the Insurance industry Press Releases displayed on
this site are provided by insurance companies, organisations, Government departments
and media and jml Property Services does not take any responsibility for their
content or accuracy. Return
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