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This
is an Insurance article by an independent author and jml
Insurance takes no responsibility for its accuracy or content
Beware
Of Hidden Insurance Charges When You Renew Your Mobile Phone
Contract In The UK
By Philip
Suter
I
have had a mobile phone contract with a major British mobile
phone company that is also the largest mobile telecommunications
network company in the world since the mid 199o’s. Although
I could get an up grade mobile phone every year and just sign
a contract for a further twelve months, I have actually only
done this a few times. These phones get more and more complicated
and as soon as you have got used to one and are happy with
it, I don’t particularly want to familiarize myself with a
later model.
Last
autumn I decided to change my phone on the upgrade system.
As normal I went to the local store and as normal they want
you in and out as quickly as possible because there is a queue
behind you. I was given the contract to sign, (normal procedure)
and left with the new phone.
I
noticed on the monthly account the words “3 months Free insurance
£6.49 – Credit 3 months free insurance”.
This
occurred again the next month and in January I saw that I
had been charged £6.95 insurance. I looked back on the previous
months and saw I was charged £7.41 in December. I phoned the
accounts department and they told me that this had been included
at the time of the “upgrade”. This was never actually pointed
out and as on previous visit got given the contract that is
in very small print and asked “to sign here” etc.
They
agreed to cancel it. On the next bill it occurred again. I
phoned them again and they said, it continues for another
30 days after cancellation and billing came into that time
again. I hit the roof and said they had sneaked this in, it
was busy in their two person store and I was not happy. They
agreed to credit the payment back.
I
have a couple of phones on that account and when the other
one is due to be changed will be very much on my guard. The
annual insurance premium will well and truly pay for another
phone so with generous insurance commissions, although they
don’t make money on the phones, this with calls and downloads
will keep that phone company well in profit.
Do
take care you don’t sign up for a policy without knowing about
it, particularly if it is covered on your household insurance
as well.
Philip
Suter is a Director of jml Property Services; http://www.jmlproperty.co.uk
a UK based company offering Insurance products on line at
http://www.jml-property-insurance.co.uk
and a holiday home advertising service http://www.jmlvillas.com
and management training within the uk. He a travel writer
and is a very experienced property consultant with over 30
years work in the Residential letting business in the UK and
served on the National Council of ARLA. He is a Fellow of
the National Association of Estate Agents (NAEA) and a Member
of The association of Residential Letting Agents (ARLA)
Article
Source: http://EzineArticles.com/?expert=Philip_Suter
http://EzineArticles.com/?Beware-Of-Hidden-Insurance-Charges-When-You-Renew-Your-Mobile-Phone-Contract-In-The-UK&id=504845
The
information supplied on this page is by a third party and
jml Property Services do not take any responsibility to its
accuracy ©jmlpropertyservices 05/07
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