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Drivers Abroad are stumped by hefty Car Rental Excess costs, but could save £££’s on the holiday budget with an annual policy
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Drivers Abroad are stumped by hefty Car Rental Excess costs, but could save £££’s on the holiday budget with an annual policy

28 April 2008

  • Avoid getting stung by an unexpected big Excess
  • Beware of car rental firms costly Excess waivers
  • Save £££ by taking out an annual Excess insurance policy

Holiday season kicks off this May bank holiday as thousands of Brits look forward to a weekend in the sun, but standalone Excess insurance specialist Insurance4carhire.com warns of costly excess waivers that could leave you spending more than you bargained for.

The basic cost of hiring a car can appear very reasonable, and most of us will sign up for the car rental company's insurance policy without looking into the small print - however add-ons - especially for ‘damage' incurred to a vehicle during the rental period - can run into hundreds of pounds.

"It is essential that people hiring a car are aware of the car rental firms insurance policies and that they most likely will not cover you for the excess - this is the damage incurred on the vehicle's tyres, roof or undercarriage, the most commonareas of damage,' says Insurance4carhire.com spokesman Larry Ursich.

Excess charges for these damages can vary from £300 - £1,500 depending on the amount of damage and the country you are traveling in- a big blow to the holiday budget.

"Car rental companies do sell their own Excess cover at the counter, but it is expensive and can cost as much as £15 per day and does not always cover you for the total amount of damage to the windows, tyres, roof and undercarriage. Even if you pay to reduce the Excess to zero you may still be liable for damage to certain parts of the car," says Insurance4carhire.com spokesman Larry Ursich.

Hiring a car on holiday can mount to a costly experience and a lot more than what was quoted on the car rental firm's website. One week's car rental, insurance and a daily excess waiver can mount to as much as £xxxx

TABLE OF EXCESS WAIVER insurance costs

*Information provided from Insurance4carhire.com April 2008

Top tips for hassle free car rental

  • ALWAYS read the terms & conditions of the car hire provider's website & documents
  • Check the Excess - even if you reduce it to zero you may still be liable for damage
  • Check that your insurance covers all aspects of your trip - especially if you are planning off-road travel
  • Check the vehicle for any existing damages when you collect the car. Make notes on the car rental form and take photos
  • Take your car hire company's contact details with you in case of emergencies and check if there is any breakdown cover
  • Check what time you need to return the car - you will be charged for any over-time
  • Check your credit card statements after your hire to ensure no unauthorized extras have been charged to your card

Insurance4carhire.com has developed an alternative that will save motorists a small fortune: low annual car rental Excess insurance products to protect customers whenever they rent a car, with peace of mind that the total amount ofExcess will be covered.

Europe-wide cover costs just £49, covering the policyholder and all additional drivers on the car rental agreement for multiple use throughout the year.

Annual Worldwide cover costs just £59 to provide protection anywhere in the world where Excess is charged.

Notes about this Press Release

Founded in 2002 Insurance 4 Car Hire is an innovative online insurance company whose core business is the provision of car rental Excess insurance. The business was born out of the high costs being charged by the car rental companies for Excess cover. Insurance4carhire strives to bring customers annual Excess insurance products offering customers convenience, peace of mind and very significant savings when they rent cars.

In 2005, for the second year running, Insurance4carhire received the accolade of "World's Leading Innovative Ecommerce Travel Product" from The World Travel Awards. These annual awards celebrate achievement in the travel industry and are based on votes cast by travel industry professionals throughout Europe.

To reflect the increasingly global reach of its products, Insurance4carhire changed underwriters to AIG UK Ltd, a member company of American International Group, Inc., (AIG) in December 2007. AIG is one of the worlds leading insurance companies with operations in more than 130 countries.

Insurance 4 Car Hire is now part of the Towergate Partnership the largest independently owned insurance intermediary in Europe.

Source: Insurance4carhire.com


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