forget to keep your pet insured despite the economic downturn
are being made in the household budget and stopping the pet insurance can prove
very expensive warns jml-Insurance.co.uk
the unemployment levels are set to increase over the next year or two it easy
to make economies on the household budget.
the end of October one of the insurance companies that jml
Insurance introducers customers to, Animal
Friends Insurance issued a press release entitled "The
Recession Proof Pet ".
the release they warned against the dangers of cutting out pet insurance and their
concerns are added by research that has found that over the last five years many
pet owners have had their cat or dog put down because they can't afford vets bills.
This would have occurred when the economy was much more stable, so the situation
could get worse as the credit crunch bites.
Suter of jml-insurance.co.uk is all too well aware of the costs of veterinary
treatment and not taking out pet insurance.
September 2005 he and his wife adopted a rescue dog. The dog had been inoculated
to date, was chipped with an identity chip and was a healthy young animal about
16 months old. They had her spayed and even obtained a "pet
passport" for her, (these veterinary costs would not have been covered by
insurance) however in the summer of 2006 she started behaving strangely and then
had difficulty eating because her gums were bleeding. The dog was diagnosed as
having Immune Thrombocytopenic Purpura. (ITP) which is a bleeding condition in
which the blood doesn't clot as it should, due to a low number of blood cells
the last two years they have spent over £2,500 on vets bills including medication.
Although the dog is not as active as she would have been had she not got ill,
she has an excellent quality of life, is on medication forever and they never
know when she is going to go downhill quickly that will cost around £240 for a
day or two on a drip at the vets. Regular blood tests have to be taken throughout
her life so these costs will never stop building up.
these problems they decided to still take out pet insurance as naturally the insurance
would never cover the existing problem, the dog could still have an accident or
be diagnosed with another medical condition.
The monthly premium is £15.54 and if the dog lives to be 13 the total premium
s paid would still be around the cost of two years vet's fees.
Philip Suter said "Pet insurance is not expensive, however it is easily overlooked
by either cutting it out altogether and hoping the animal is not taken ill or
have an accident or in our case thinking we have a fine young healthy dog so what
can go wrong".
of the insurance companies offer the option for monthly payments and at least
you have peace of mind. You never know when you might have to claim".
Insurance.co.uk is part of jml
Property Services, the trading name of Jeffrey Milner
Ltd. The company is an UK based company that was established
in 1979. jml insurance acts as an introducer for insurance
companies selling property insurance including landlord and
tenant rental products, pet insurance like Animal Friends
Insurance, wedding insurance, motor insurance, car hire excess
insurance, travel insurance and non standard insurance products.
They also operate jmlvillas.com
an online marketing service for owners of holiday home property
to advertise and are part of the jml Group that includes jml
Training and Consultancy.
jml Property Services November 2008
FOR PET INSURANCE?
Passport Travel Scheme (Pets)
Recession Proof Pet - October 2008
sure that you take out Pet Insurance when you get a new pet - March 2008
to jml insurance Press Releases
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