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Daily
Excess Reimbursement Insurance
For
just £3.99 (€5.75) per day, dailyexcess.com protects you against
Excess charges worldwide, whenever and wherever you rent a
car.
Most
car rental companies charge an Excess when you have an accident
– sometimes as high as £1,000. Often they will offer to sell
you their own Excess insurance, but buying over the counter
can cost you up to £12 per day.
Our policy is only £3.99 per day
and offers you full protection. What’s more, we provide
cover for window and tyre damage, excluded from most alternative
policies.
HOW
IT WORKS
We
insure the Policy Holder, not the rental vehicle. Excess is
a voluntary insurance. Decline the car rental company’s Excess
cover at the counter when you collect the car. If the car
is damaged or stolen, the car rental company will charge your
credit card for the Excess amount and you then claim for reimbursement
on your Policy.
BENEFITS:
- Cover
Excess on damage to the rented vehicle, Excess on theft
-
Covers damage to windows, tyres, undercarriage & the roof
-
Valid worldwide: can be used at all car rental locations
and with all car rental companies
-
Covers the policy holder & all additional drivers
-
You choose the start date (up to 6 months in advance)
CONDITIONS
APPLICABLE
- Drivers
must be aged 21-74 years
- Valid
up to a maximum of 62 days
Insurance4carhire.com
is a trading name of Towergate Underwriting Group Ltd which
is authorised and regulated by the Financial Services Authority,
Register Number 313250. The company is registered in England
and Wales, Company No. 4043759. The Registered Address is:
Towergate House, 2 County Gate, Staceys Street, Maidstone,
Kent ME14 1ST. .Jeffrey Milner Ltd T/A jml Property Services
acts as introducers to Insurance4carhire.com
___________________________________
Insurance4carhire.com's a car rental Excess
comparative site
Discover
the real costs of car rental excess
The
site shows the Excess amounts charged by the major car rental
companies, as well as the daily rates they charge to reduce
the Excess.
The information was compiled during April 2007 by Insurance4carhire
staff calling each car rental company's airport location
at the international airport in the capital city of each country
– more than 180 locations in total - and the costs are
based on the daily cost of excess for a compact size car.
The survey was conducted in more than 30 countries across
Europe, South Africa, New Zealand, Australia, USA and Canada.
The car rental companies surveyed are: Alamo, Avis, Budget,
Europcar, Hertz and National
It
clearly and simply shows the consumer:
What
their exposure is to Excess on their rental – information
that is often hidden and very difficult to get even when you
call the car rental location
ADVICE
ON CAR RENTAL
Before
you leave home - Ensure
thay you are carrying both your picture and paper driving
licences. The paper licence is essential as it shows any endorsements
you may have.
When
you collect the car:
- Check
the vehicle for damage
- Check
the spare tyre
REMEMBER:
- Most
car rental locations require a credit card
- Most
car rental locations will not accept debit or switch cards
- You
must have held a valid driving licence for one year
- British
licence holders should note that many car hire outlets will
not release the rental vehicle on sight of a photocard driving
licence without also seeing the paper licence counterpart.They
may also ask to see the paper licence counterpart of all
named drivers.
- Always
ask what is included in the rates quoted
- Never
initial or sign an agreement without asking about each item
- Do
not over insure. If you have travel insurance you do not
need personal effects or personal accident insurance
- Pre-purchase
or Pre-reserve your car rental
- Purchase
from agents within your own country in case you need refunds
or assistance
- When
you pick-up your vehicle determine where the drop off point
is for your return
- Ask
if the return area has an attendant. If not, who do you
return the car to?
- If
you leave the vehicle without check-in, examine it for damage
and photograph it from every angle.
- Drink
drive laws vary from country to country - for example in
Italy if you have a glass of wine and a grappa with dinner
and you are stopped by the police - you will be fined.
- Know
your speed limits - these vary from country to country.
- Speed
/ Radar cameras certainly apply to rental cars as well!
The rental company will be notified and the renter contacted
by the authorities. Speed traffic camera information is
now being sent from one country to another. e.g. someone
caught speeding with a French registered car in Italy will
find that the fine will be reported to the French authorities
if it is not paid.
- Check
with the Hire company if you can take the car out of the
country you are renting in.e.g. Going from France into Italy
or if renting in Ireland can you take the car into Northern
Ireland or into the Republic of Ireland.
The
above information has been prepared in association with information
from Insurance 4 Car Hire
___________________________________________________
See
also Insurance4carhire.com Press Releases -
Drivers
Down Under Hit by biggest Car Hire Excess Charges – Don’t
go the distance without protection, warns INSURANCE4CARHIRE.COM
- Excess charges incurred by drivers in Australia disproportionately
high compared to other motorists - June 2008
Drivers
Abroad are stumped by hefty Car Rental Excess costs, but could
save £££’s on the holiday budget with an annual policy - April
2008
Confusing
car rental jargon, unclear insurance policies and excessive
excess – The Big 3 pitfalls that can leave you out of pocket
when hiring a car on holiday, warns Insurance4car.com - April
2008
Age
no barrier to protection for older drivers – Low cost excess
waiver policy helps over 75s stay on the Road - March 2008
Brits
set to get stung this Easter with Sky-High excess insurance
costs – EU car rental firms cash in on UK drivers with massive
excess charges - March 2008
insurance4car
hire.com - March 2008
Brits
go holiday crazy reckons major survey – but Insurance4carhire.com
says watch out for excess car hire charges - March 2008
Trusting
travelers tripped up by Holiday Car Hire pitfalls – Wise up
or pay up, says Innsurance4carhire.com - March 2008
The
Great Excess Insurance rip-off - EU Car Rental firms fleece
Brit drivers with massive excess Penalties - February 2008
Towergate
Partnership announces the acquisition of Insurance 4 Car Hire
Agents Ltd - January 2008
Lower
prices for car hire excess insurance from December - December
2007
Annual
Car Rental Insurance Renewal is here again - October 2007
___________________________________________________
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& VEHICLE INSURANCE
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