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This
is an article by an independent author and jml
Insurance takes no responsibility for its accuracy or content It
is most important to check out the insurance products sold on line Since
2002 I have been running insurance and self catering holiday home advertising
websites as an introducer agent under the terms of the UK's FSA regulations. This
means I cannot offer advice, speak to any clients or accept money on behalf of
an insurance provider. This
is of course not at all bad with an automated system like at jml.insurance.co.uk,
as this means people can find a product and then access the insurance company's
own site for more information and even contact them direct about any concerns. One
of the problems of being an introducer affiliate is actually making sure that
you receive commission for affiliate sales as some companies tracking systems
are not as good as others. I
have found with certain providers we instantly get a notification of a sale, others
might have this but in addition have established agents areas where you can actually
see day to day activity. I have also had to monitor their payment process. Fortunately
the majority pay directly into our bank account and we receive a notification
saying payment will be made on a given date. Occasionally they forget (not intentionally
but by a clerical upset) and have to be reminded.
Over the years I have purchased landlords
property insurance, travel
insurance,
car hire excess insurance and overseas
property insurance using the online links. This has been a great way
to see if the system works or not and it is most reassuring to know it does. As
technology has improved in most cases the tracking has improved as well. Recently
I was sent a household insurance reminder and wanted to change the level of cover
from the renewal date. The insurance broker told me about the revised price and
I thought I would shop around. I
immediately went into the jml.insurance.co.uk
site and followed the link
to an insurance company that specializes in overseas property insurance, holiday
and second home insurance and also main residence insurance. I
filled out their online questionnaire and within a few minutes was phoned back
for the adviser to obtain further information. A quote was emailed within minutes.
As this was a lot more competitive, but covered exactly what was covered by the
original insurance company, I arranged car payment on line and it was all set
up. A
couple of days later the policy documents arrived in the post. Prior to that I
had logged into the agents area of the insurance company's website and saw the
word "sale" recorded. Had nothing happened with this transaction or others that
I and my family had carried out I would have been onto the company in question
very quickly. I certainly don't want to be in a situation whereby the website
is generating enquiries and sales for insurance companies without our receiving
our commission. Whenever
I need to rent
a car I usually use a car hire provider that advertises on the
jmlvillas.com
site and again keep any eye out for commission from these companies
as well. Philip
Suter
is a Director of jml Property Services; http://www.jmlproperty.co.uk
a UK based company offering Insurance products on line at http://www.jml-insurance.co.uk
and a holiday home advertising service and management training within the UK.
He is a very experienced property consultant with over 30 years work in the Residential
letting business in the UK and served on the National Council of ARLA. He is a
Fellow of the National Association of Estate Agents (NAEA) and a Member of The
association of Residential Letting Agents (ARLA) August
2009 2008 The
information supplied on this page is by a third party and jml Property Services
do not take any responsibility to its accuracy ©Philip Suter of jmlpropertyservices
08/09
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